Michael E. Mahoney, CFP®

Managing Principal

My passion as an advisor stems from my family roots. My great, great grandfather immigrated to America from Ireland to seek a better life for himself and his wife. They had two boys who went on to be successful self-made entrepreneurs; one a plumber, and the other, D.J. Mahoney, a general contractor. 

My grandfather and father followed in D.J.’s footsteps, growing D.J. Mahoney Co. into a road and bridge construction company. I grew up and worked in the family business through my college years, learning the entrepreneurial work ethic, the benefits to be gained from one’s individual efforts and the struggles of self-employment. 

Growing up as the fourth generation of a successful family construction business, I also watched my senior family members struggle with money issues such as prudent investing, financial planning, life balance and generational transfer. They never discovered the relationships and tools required in order to afford them proper stewardship and balance with their money. And these struggles, though rather costly to the family, taught me many beneficial and crucial life lessons. 

Working in the family business and being self-employed, my entire life has provided firsthand knowledge of the opportunities, challenges, and responsibilities of wealth. Quite frankly, I kissed some frogs along the way as I tried to invest my own money prudently. 

My life experiences as an entrepreneur in insurance and financial planning eventually led me to my calling: to serve a select group of clients as a fee-only, fiduciary, strategic life-wealth planner. I bring over 30 years of expertise and experience to my clients. It is my passion, right along with road bicycling, making good espresso, golfing, hiking and enjoying life with family and friends. I also find incredible fulfillment sharing my success with others that need assistance. 

Being on the same side of the table with my clients without a sales agenda has been radically life-changing for me. My fulfillment is constantly renewed as I help people align their money with their hearts. I truly believe I take an artisanal approach to wealth management, always striving to perfect my craft as an advisor.

Just as the blade is always in need of a sharp edge, likewise am I committed to a lifelong pursuit of education and knowledge to serve my client’s needs.

Michele Howerter

Client Relationship Specialist

Michele joined Cypress Asset Management in January 2008 as a client relationship specialist. She holds a bachelor's degree in Actuarial Science - Mathematics from Bradley University. Michele’s primary role is assisting with our individual client’s accounts. 

 Prior to joining Cypress Asset Management, she was a client service associate for Alliance Benefit Group of Illinois administering defined benefit and traditional retirement plans. 

She brings her experience in operations, accounting, benefits administration, retirement projection modeling, and financial management to the Cypress Team where she enjoys keeping track of the management systems and administrative management of the client accounts. She ensures our clients have an easy, effective and enjoyable experience. 

When she’s not overseeing the internal operations you can find her spending time with friends and family, embarking on adventures with her nieces and nephew and traveling.

Ryan Mahoney

Associate Wealth Advisor

Ryan has been developing and using his interpersonal skills to help him make meaningful connections with those he serves. He works with the rest of our advisory team to develop plans to keep clients on track to meet their financial goals and aspirations. 

Ryan brings great enthusiasm to every client interaction. He gains satisfaction by getting to know clients, hearing their stories and seeing a well-devised financial plan come together for them. Prior to moving to his current role, Ryan worked for the Southern Methodist University endowment plan as a grant specialist.

Ryan earned his B.A. in English with a Minor in Business from the University of Illinois. Ryan spends his free time golfing, writing songs, and enjoying his new son Sebastian with his wife Geiciele.